One report on any address: flood, schools, true monthly cost, roof and HVAC risk, ownership history and HOA, turned into the exact questions, documents and negotiation points to raise before you sign.
Buyer advocate verdict
A solid, improving-district home with real upside — but a recent addition and an unconfirmed HOA both need paperwork before you offer.
Flood
9
Schools
8
Area
7
Home
6
Value
6
True monthly cost
$4,947/mo
at 5% down
Roof replacement
$12K–$20K
scaled to this home
If the addition permit is unclosed, use the cost of a compliance inspection as leverage for a price reduction or seller credit.
What's in your report
Every card below is a section of the report. The tag on each shows what it found for the sample property.
FEMA zone, whether insurance is required, and past paid flood claims nearby.
Zone X · 5 claims in ZIPThe county's EPA radon zone, and why every home should still be tested.
EPA zone 2Sales history, how long the seller has owned it, permits on file, title signals.
Owned 7 yrs · 11 permitsWhether records point to an HOA, and the documents to ask for if so.
Possible HOA · unconfirmedMortgage, PMI, tax and insurance from 3.5% to 20% down, plus cash at closing.
$4,030–$4,947/moAge-based risk, with a dollar range scaled to this home's size.
Roof $12K–$20K · HVAC $9K–$16KEstimated value and its range, and price per sq ft against the local market.
Est. $612K · range $561K–$663KHomes that sold close by in the last year, to check the asking price against.
3 sales · median $598KLoan limits, USDA eligibility and state first-time buyer programs.
Loan limit $832,750Schools confirmed from district boundaries, with the state's own grades.
Grades B · C · BNearest grocery, pharmacy, daycare, parks and doctors, with walk and drive times.
Grocery 0.8 mi · 4 min driveIncome growth, a 5-year price chart, Walk Score and where the area is heading.
Income +18% · risingWhat to settle before you offer, ranked by how much it matters.
2 must-verify itemsCopy-paste questions written from this property's own records.
2 questions, ready to sendThe paperwork to ask the seller for, and why each one matters here.
2 documents, each with a reasonEvidence to use on price, graded strong or soft so you know what holds up.
1 strong · 1 softFrom the sample report
“Can you confirm the addition shown in Wake County permit records received a final inspection and certificate of occupancy?”
Why: to verify the added square footage was legally completed.
“Confirm the recent addition (visible in permit records) received a final inspection — request the closed permit and certificate of occupancy from Wake County.”
Settle this before you write an offer.
“Certificate of Occupancy for the Addition”
Why: permit records show the work but not a confirmed final inspection.
UnveilHome is paid by buyers. Never by agents, sellers, or lenders.
How it works
Any US address. Paste the listing text too, and we'll check its claims against public records.
FEMA, EPA, Census, school districts, county records and market data, compared against each other.
A verdict, a score, and the questions, documents and leverage to take into your offer. On the web and as a PDF.
Why we're on your side
Listing sites earn money when deals close. We're paid once, by you, for the honest answer, including when that answer is "investigate this first." No agent referrals, no lender kickbacks.
Every number is sourced
Pricing
Comparing a few homes? Bundles bring the per-report price down.
New here? Your first report is free, so you can judge it before you pay. Pricing details
No. It tells you what to point the inspector at, and what to ask the seller before you pay for one.
Any US address gets flood, radon, property, neighborhood and cost sections. North Carolina and Florida also get the state's official school grades, and five counties get verified school-boundary lookups.
Public and licensed sources (FEMA, EPA, the Census, school districts, county records, Parcl Labs and others), named on every section with the date retrieved. No agent or seller input.
You'll see a clear error instead of a broken report. If you were charged and didn't get a usable report, contact support with your confirmation email.